When unexpected expenses arise or major life goals demand immediate financing, finding the right personal loan in Singapore can make all the difference. With countless options available, it can be daunting to choose a provider that offers low interest rates, fast approval, and flexible repayment plans. That’s where we come in.
In this guide, we’ll show you the 10 best personal loans in Singapore for fast approval, carefully selected to meet your diverse financial needs. Whether you’re looking for the cheapest personal loan in Singapore or an instant personal loan in Singapore with minimal hassle, our list has got you covered. With our recommendations, you’ll save time and find the ideal solution to secure quick funding at competitive rates.
1. Orange Credit
For dependable and lawful financial solutions, Orange Credit is your go-to, authorised money lender in Singapore. They provide rapid cash loans with simple and speedy approval, making them your go-to licensed moneylender in the area. Their skilled staff is there to give you with rapid cash loans that satisfy your needs. Orange Credit offers a hassle-free financial experience.
Whether you’re managing unexpected expenses or planning for a significant life event, Orange Credit is dedicated to providing the best personal loan in Singapore. Their affordable rates, transparent processes, and swift approvals make them the ideal choice for anyone looking for the cheapest personal loan in Singapore. Visit their website or contact their team today to explore your loan options and experience stress-free borrowing tailored to your needs.
Customer Reviews:
Joycelainecarino
First of all the office is well lit felt accommodating. I was assisted by Jiasin right away. I never felt the intimidation by her. She was organized with documents, well mannerred and patient. Through the process she made sure that everything is being taken care of and was very helpful. Im glad that she was part of the companys team because she made totally difference. Kudos to fast and reliable service and aid to shortcomings that person can face. Thank you.
Khai YNWA
Kind and understanding lender. Great customer service from Jia Sin 🙂
Joe KL
The person is very understanding in my situations and concerns and also help in assisting all my enquiries and situation fully before providing assistance. They are also kind and friendly:)
Website: https://orangecredit.com.sg/
Contact: 1800 188 1111
Location: 810 Geylang Rd, #01-91 City Plaza, Singapore 409286
Opening Hours: Monday – Friday 11 AM-8 PM I Saturday 11 AM- 3 PM I Closed on Sundays
2. UK Credit
UK Credit is a Singaporean legal money lender that aims to meet the needs of its clients and offer the best financial guidance. By offering unique goods and services, they hope to assist each client in realising their dreams and objectives. You must be in a good financial position to cover the costs, whether they are related to your children’s schooling, hospital bills, or organising a family holiday. Personal loans in Singapore can be useful in this situation.
They are known for offering some of the cheapest personal loans in Singapore without compromising on service quality. With a customer-centric approach, UK Credit ensures that borrowers enjoy competitive interest rates, flexible repayment terms, and a straightforward application process.
Customer Reviews:
Aizahlahh
The process is very efficient as all documents is via online. Ben is very approachable. No fuss loan. Recommend this place!
Othman Sahnun
Good and friendly staff. Recommended to all citizens if need urgent loan can call or visit them. Guarantee satisfied 🫰👍.
Wan Nabil
Explain and Guide us throughout the whole journey . Smooth transaction with no complications 👍.
Website: https://ukcredit.sg/
Contact: 6448 7448
Location: Blk 210 New Upper Changi Road (Bedok North Central) #01-723 Singapore 460210
Opening Hours: Monday –Saturday 11:30 AM-7:45 PM I Sunday 11:30 AM-5:45 PM
3. 365 Credit Solutions
365 Credit Solutions Pte Ltd has been a licensed moneylender since 2010 and has been approved by Singapore’s Registry of Moneylenders. They specialise in offering Singaporeans and foreigners employed in Singapore personal loans, payday loans, bridging loans, foreigner loans, and business loans. In addition to educating their clients on their cash loan options in case of an emergency, they hope to make the loan application procedure easier and more comprehensible.
When it comes to finding the best personal loan in Singapore, 365 Credit Solutions is a trusted choice. They combine affordability, speed, and exceptional service to ensure borrowers receive the support they need. Visit 365 Credit Solutions today and experience a seamless borrowing experience tailored to your needs!
Customer Reviews:
Naresh Naredla
I came first time here and very fast process and very quite friendly….Thanks to 365 Credit Lenders.
Cristine Fajardo
Best moneylender, easy loan process, low interest rate.
Abdu Muhaimin Bin Hashim
Easy process to follow. No hassle and the staffs are genuine and polite. Recommended for those that are looking for personal loans!
Website: https://www.365credit.com.sg/
Contact: 6222 5500
Location: 14 Scotts Road #03-63 Far East Plaza Singapore 228213
Opening Hours: Mon day– Friday 10:30 AM-8:30 PM I Saturday & Sunday 10:30 AM-5 PM
4. 111 Credit
111 Credit, formerly known as S21 Credit, was founded as a sole proprietorship on November 27, 2009. They were incorporated as a private company on January 14, 2019. 111 Credit, which has 13 years of experience in personal lending, offers a variety of easy and reasonably priced loan services, from company loans to personal loans. They are committed to providing customers with tailored financial solutions, making them the go-to source for instant and cheapest personal loan options. With a deep understanding of Singaporeans’ financial needs, they deliver services with transparency, flexibility, and professionalism, ensuring your borrowing experience is smooth and stress-free.
Customer Reviews:
Noryn Sani
Helpful staff name Angela assist me with my loan enquiry. Hassle free . Will recommend her to those in need !
Sri Ayu
Thank you Jas for being very helpful and detailed with her explanation and suggestion. Appreciate it loads.
Jialing Sim
Darryl was the one to settle the loan, process was quick and smooth from start to finish. Very efficient and professional. Highly recommended.
Website: https://111credit.com/
Contact: 6908 8111
Location: 304 Orchard Road #01-36A, Lucky Plaza, Singapore 238863
Opening Hours: Monday – Saturday 11 AM-7:30 PM I Sunday 11 AM-5 PM
5. Lending Bee
Personal loans up to $100,000 and lengthier loan terms of up to 24 months are available from Lending Bee®. They are dedicated to changing the ways in which people obtain credit. In order to provide you with the greatest rates, they digitise the financing operations while minimising costs. all the while protecting your private data. You will have access to more favourable and alluring terms by taking out a loan with them, such as a longer loan period and a greater borrowing limit. This eliminates the worry of monthly repayments and guarantees that you will have access to the money you require.
For those in need of instant personal loans in Singapore, Lending Bee provides a seamless application process with swift approvals. Their technology-driven platform ensures minimal paperwork, so you can access funds quickly and efficiently.
Customer Reviews:
Parvathi Pillai Surya
Dickson was very patient in his explanation. He was vv detailed as well . Clear too. Great service.
Irene Lim
Dickson is very friendly and helpful assisting me getting some loan. Thanks a lot.
YoungTeddy G
Raymond , nice guy ! Fast & hassle free with the loan application . May approach him !
Website: https://www.lendingbee.com.sg/
Contact:
6219-1611 (Orchard Branch)
6235-8327 (Yishun Branch)
6242-7833 (Bedok North Branch)
6261-5696 (Jurong East Branch)
Location:
14 Scotts Rd, #02-44/45 Far East Plaza, Singapore 228213 (Orchard Branch)
Blk 925, #01-233 Yishun Central 1, Singapore 760925 (Yishun Branch)
Blk 205, Bedok North Street 1, #01-379, Singapore 460205 (Bedok North Branch)
Block 135, #01-333 Jurong Gateway Road, Singapore 600135 (Jurong East Branch)
Opening Hours: Monday-Saturday 11:00 AM- 8:00 PM I Sunday 10:00 AM- 6:00
6. Katong Credit Pte Ltd
Operating under the guidelines set forth by the Ministry of Law, Katong Credit is a money lender with a full license. They are your first choice for any financial emergency because they provide financial goods that have been approved by the regulatory authority. They work hard to uphold their strong reputation and are proud that the majority of their business comes from recommendations and repeat customers. They have made significant investments in technology and personnel over the years in an effort to expedite the loan application process. They provide reduced interest rates and can process loan applications in as little as 24 hours.
Katong Credit Pte Ltd stands out as a trusted name, offering some of the best personal loan options tailored to suit your needs. Their commitment to providing flexible and affordable financial services has made them a go-to choice for individuals seeking a personal loan in Singapore. Whether you require funds for emergencies, education, or home improvements, they ensure that their services are not only efficient but also accessible.
Customer Reviews:
Colin Mazlan
Cindy was the one to attend to me. She was very fast and efficient to complete my loan.And within short period I’m got the loan.
Fariz Johan
Things was done and explain clearly by Steph good job and a big Thank u for the assist.
Nur Shafiqah
Very approachable, fast and friendly. Would recommend meeting Ms Cindy👍🏻.
Website: https://www.katongcredit.com.sg/
Contact: 6291 2210
Location: 304 Orchard Road, #02-30/31 Lucky Plaza, Singapore 238863
Opening Hours: Monday–Saturday 11 AM–8 PM I Closed on Sundays
7. CreditMaster
The staff at CreditMaster has years of experience in the field and is committed to assisting customers in reaching their financial objectives. They take pleasure in being a respectable and reliable moneylender that complies with all rules established by Singapore’s Ministry of Law. They provide a variety of financial services and products, such as company loans, personal loans, and immigrant loans, that are designed to satisfy the various demands of its customers. Their loan packages guarantee that their clients can properly manage their finances by offering flexible payback terms, competitive interest rates, and clear costs. Whether you’re looking for the cheapest personal loan in Singapore or need an instant personal loan to address urgent needs, CreditMaster is ready to help.
Customer Reviews:
Joseph C. Royales
Great Service to the team member specially John and they make sure client understand everything regarding acquiring a loan.
Muhd Haziq
Chevy, was helpful with the application and directive with the steps and upfront.
Thana Segaren
HS proceed my loan smoothly very happy with his service.
Website: https://www.creditmaster.sg/
Contact: 6748 1338
Location: 531 Upper Cross Street, #01-04 Hong Lim Complex, Singapore 050531
Opening Hours: Monday-Saturday 11 AM-8 PM I Closed on Sundays
8. Fortune Credit
Fortune Credit has been committed to providing its customers with a positive borrowing experience since 2010. Fortune Credit Pte Ltd is regarded as the best moneylender in Bugis and Bras Basah and is one of the top ten licensed moneylenders in Singapore. They provide payday loans, business loans, overseas loans, and personal loans. They take delight in the excellent feedback they receive from their previous clientele since they are dedicated to making them better.
Fortune Credit takes pride in offering some of the best options for personal loan in Singapore. By prioritising customer satisfaction, affordability, and accessibility, they remain the go-to option for anyone in need of reliable financial assistance. Explore your financial options today with Fortune Credit, where every loan is designed to empower your financial journey.
Customer Reviews:
Wen Qiang Sing
Recommended this moneylender as your choice and James’s service was very good.
Alvin Luke
Very polite and patience from guys get the job done thank you so much.
Jeff
Great service, fast and efficient main points were delivered clearly, kudos to the team at bugis branch.
Website: https://www.fortunecredit.com.sg/
Contact: 6777 18876777 1887
Location: 67 Beach Rd, #01-01 Bulkhaul House, Singapore 189688
Opening Hours: Monday-Friday 11 AM–8 PM I Saturday & Sunday 11 AM–5 PM
9. Quick Credit Pte Ltd
The leading licensed money lender in Singapore is Quick Credit Pte Ltd. They were founded in 2002 and have been offering personal loan solutions for nearly 20 years. They have a long history of dependability and are a reliable financial institution. With years of experience and a large number of happy clients, they are consistently ranked as Singapore’s Top Moneylender. In order to meet its clients’ diverse financial demands, Quick Credit® places a strong emphasis on quick approval, flexible loan packages, and simple repayment terms.
As the top choice for individuals seeking a personal loan in Singapore, Quick Credit Pte Ltd ensures that their clients experience a hassle-free loan application process, with minimal paperwork and quick approvals. With a focus on customer satisfaction, they deliver loans that are competitive in rates and offer an instant personal loan option for those in need of urgent cash.
Customer Reviews:
Joon Zy
Very pleasant experience taking loan as a first timer here. Elise is friendly and helpful with my application. Had a fast transaction with them.
Abdullah Alqim
Easy process with quite reasonable interest rate compare to other places which charges a skyrocket interest rate . My go to places for emergency funds.
Muhammad Fitri Ismail
Very understandable and easy to help me to get loans asap will come again if need help.
Website: https://quickcredit.com.sg/
Contact: 6899 6188
Location: 2 Jurong East Street 21 #04-01A/B, IMM Building Singapore 609601
Opening Hours: Monday-Friday 10 AM-8 PM I Saturday & Sunday 10 AM-5 PM
10. 1 Fullerton Credit
1 Fullerton Credit Pte Ltd, formerly known as GM Creditz, is the top loan provider in City Hall and is listed with the Registry of Moneylenders. Personal loans, immigrant loans, business loans, monthly loans, and payday loans are just a few of the many loan alternatives it offers. The greatest legal moneylender in the centre of Singapore was founded in 2009 and is called 1 Fullerton Credit. By delivering a fair and transparent service and responsibly giving its clients the money they require at a cost they can afford, it has firmly established the company on sound foundations. If you’re looking for the best personal loan in Singapore, 1 Fullerton Credit stands as a reliable and trustworthy choice.
Customer Reviews:
Joy Yao
Hassle free experience with 1 Fullerton Credit! Fast and the service is excellent 🙂 Highly recommended!
Paul Deepak
Nearby Clark Quay Havelock 2. Very reliable and friendly lender. Services are excellent.
Rita Kaur
Smooth and efficient. Heard my concerns and assisted me accordingly.
Website: https://1fullertoncredit.com.sg/
Contact: 6588 1886
Location: 110A Telok Ayer St, Singapore 068579
Opening Hours: Monday – Friday 10:30 AM-8:00 PM I Saturday & Sunday 10:30 AM-4:30 PM
Conclusion
Securing the best personal loan in Singapore doesn’t have to be a complex process. With our curated list of the top 10 personal loans, you can confidently choose a provider that matches your financial requirements, whether it’s affordability, fast approval, or flexible terms you’re after.
We understand that financial decisions are personal and time-sensitive. That’s why we’ve prioritised providers offering instant personal loans in Singapore to ensure you can access funds when you need them most. Let us help you make an informed decision, so you can focus on achieving your goals stress-free. Explore the best personal loan options today, and take the first step towards financial flexibility. Remember, the right choice is just a loan away!