Singapore boasts the best licensed moneylenders because of strict regulations and a robust legal system ensuring transparency and fairness. These moneylenders offer competitive interest rates and flexible repayment options, taking care of assorted financial needs. Their professionalism, speedy approval processes, and ethical practices build trust among borrowers. The Monetary Authority of Singapore (MAS) intently monitors and enforces compliance, enhancing consumer protection. As a result, licensed moneylenders in Singapore provide reliable and secure financial solutions, making them top choices for borrowers.
Note: This list is strictly not in order.
1. 1AP Capital
1AP Capital is a leading licensed moneylender in Singapore, renowned for its exceptional customer service and efficient processes. Agents like Jiamin and Jasmin are praised for their clear communication, politeness, and willingness to go the extra mile for clients. Fellow agent Nicholas and the team ensure fast approvals and personalised assistance, making the borrowing experience smooth and stress-free. With a focus on transparency and customer satisfaction, 1AP Capital offers tailored financial solutions, making it a highly recommended choice for anyone seeking reliable and professional lending services.
Customer Reviews:
Vijay 9K
Jiamin was good in explaining the loan details. She was went beyond her limit to help. Good customer and communication skills. Gudos to her.
Norhayati Abdul Samad
Today is my first time coming over to 1AP Capital Pte ltd. I was served by Jasmin. She is very polite and helpful. Fast and efficient.
. Μя.CнeяviN .• •. Μя.CнeяviN .•
Such a fast approvals, and very kind to customers. Most recommended. Thanks to Nicholas & Jiamin. 👍
Website: https://www.1apcapital.com.sg/
Contact: 6533 5335
Location: 10 Anson Rd, #01-38A International Plaza, Singapore 079903
Opening Hours: Monday – Saturday: 11 AM – 8 PM | Closed on Sundays
2. Credit 21
Credit 21 is a reputable licensed moneylender in Singapore, known for its friendly and welcoming team. Agents like Shania, KK, Jordan, and Nana provide remarkable service, ensuring smooth transactions and fast loan approvals. Clients appreciate Shania’s problem-solving skills and KK’s patience in explaining credit loans, making first-time experiences comfortable and informative. The team’s efficiency and professionalism allow loans to be approved within minutes, offering quick and reliable financial solutions. Credit 21’s dedication to customer satisfaction and personalised assistance makes it a highly recommended choice for those seeking fast and trustworthy lending services.
Customer Reviews:
Batrisyia Ashiddiq
The whole team was very friendly and welcoming. Shania handled my transaction very smooth and she is friendly and she managed to find a solutions for me. Would recommend. 👍🏻✨
Mainik Mazli
I was served by KK. A very nice patient lady. It was my first time doing a credit loan. So lots of questions asked but she explained and answer all politely. Greatly recommended. Nice experience. Very friendly and helpful service by KK. Thank you.
DYGaming
Served by Jordan , shania & nana. It was fast and efficient ! Got my loan approved within minutes. Recommended for those who wants to take out a Fast Loan. Thank you for you service.
Website: https://www.credit21.com.sg/
Contact: 6221 1811
Location: 10 Anson Rd, #01-07 International Plaza, Singapore 079903
Opening Hours: Monday – Saturday: 11 AM – 8 PM | Closed on Sundays
3. A1 Credit
A1 Credit is a trusted licensed moneylender in Singapore, celebrated for its professionalism and efficiency. Ms Loy, a standout agent, is lauded for her comprehensive explanations of processes and terms, ensuring clients fully understand their options. A1 Credit offers reliable and fast loan approvals, and clients appreciate the clear communication and swift service, making the borrowing experience seamless and stress-free. With a strong commitment to customer satisfaction and tailored financial solutions, A1 Credit is enthusiastically suggested for those seeking dependable and professional lending services.
Customer Reviews:
Abdul Rahman Tunek
Ms Loy is very professional and comprehensive in explaining the process and company terms and conditions. Highly recommended.
Shameni
Reliable and fast bridging loan approval with clear explanation of terms and conditions. Thank you!
Jasmine Zhao
Loy was very professional and speedy in helping to provide a loan for my renovation needs. highly recommend.
Website: https://www.a1credit.sg/
Contact: 6336 0833
Location: 2 Havelock Rd, #02-08 Havelock Ii, Singapore 059763
Opening Hours: Monday – Friday: 11 AM – 8:30 PM | Saturday & Sunday: 11 AM – 5 PM
4. CreditMaster
CreditMaster is a highly recommended licensed moneylender in Singapore known for its professionalism and efficiency. Customers consistently praise the staff, such as Ivan and Jordan, for their polite and informative assistance. Ivan is noted for his clear explanations of loan terms and repayment advice, while Jordan is appreciated for his smooth and fast service. CreditMaster is recognised for its fast loan processing and approval, with staff that are knowledgeable, detailed, and supportive. The company’s commitment to customer service ensures a positive experience for those seeking financial help during challenging times.
Customer Reviews:
Sally P
Ivan was a soft spoken gentleman. Very informative on what I am getting into. He was very polite to me and yes I will recommend Credit Master for any hard times to approach.
n. S U H A I L A
First time taking a loan from Credit Master was very nervous to even ask. But staff name Jordan was there to help me very Smooth and Fast service he has done. He was very detailed with the transaction. Thanks a lot for the great assistance, service and attitude.
Ben Ong
Officer IVAN is very helpful. He clearly informed me the term and conditions of the loan. Also advise me on how to handle my repayments and other debt. Good company. Fast in processing loan and approval. Staff all very professional.
Website: https://www.creditmaster.sg/
Contact: 6748 1338
Location: 531 Upper Cross Street, Hong Lim Complex #01-04, Singapore 050531
Opening Hours: Monday – Saturday: 11 AM – 8 PM | Closed on Sundays
5. Horison Credit
Horison Credit is a trusted financial service provider offering professional and friendly assistance for urgent loan needs. Customers frequently commend staff members like Grace and Joye for their informative, detailed, and patient support throughout the application process. Grace is recognised for her thorough explanations of terms and conditions, ensuring clients understand every aspect of their loans. Joye is praised for her politeness, friendliness, and deep knowledge of her job scope. Horison Credit’s dedication to excellent customer service makes it a recommended licensed moneylender in Singapore for those needing financial help.
Customer Reviews:
Aidil Sufyan
Overall, smooth transaction. Grace has been informative on the terms and conditions. Detailed explanation given for the entire process. Would recommend to go and seek assistant for any urgent loans.
Norhayati Abdul Samad
I come to Horison today and I was served by Joye. She is very helpful towards my application process. She is very polite and friendly staff. She explained every single detail for me to understand. She is also very patient and passionate. Have a good knowledge about her job scope.
Alongsadd 17
Great experience and friendly service from Grace. Would recommend this place if anyone need help in your financial. 🫰🏻👍
Website: https://www.horisonmoneylender.com.sg/
Contact: 6844 2902
Location: 1 Park Rd #01-15, Chinatown, #3 mins walk from Chinatown MRT, Exit C, People’s Park Complex, Singapore 059108
Opening Hours: Monday – Saturday: 11 AM – 8 PM | Closed on Sundays
6. 1 Fullerton Credit
1 Fullerton Credit is a top-tier licensed moneylender in Singapore known for its rapid and efficient processes. Customers highly appreciate the quick and clear responses from the helpful and patient staff, who are dedicated to addressing all queries and ensuring a smooth experience. The team is adulated for listening carefully to clients’ needs and providing outstanding, tailored solutions. With a focus on making customers feel at ease and comfortable, 1 Fullerton Credit stands out for anyone seeking prompt and reliable financial assistance.
Customer Reviews:
Sangeetha Mahendiran
Very fast process for money lending service and helpful staff to assist with all queries. Responses were quick and clear as well.
sébastien Piton
Fantastic service! The staff listened carefully to my needs and provided exceptional solutions. I highly recommend them.
Phue Ngon Latt
Highly recommend for the Fastest and the most patient staff which makes you feeling ease and comfortable.
Website: https://1fullertoncredit.com.sg/
Contact: 6588 1886
Location: 110A Telok Ayer St, Singapore 068579
Opening Hours: Monday – Friday: 10:30 AM – 8 PM | Saturday & Sunday: 10:30 AM – 4:30 PM
7. RM CREDIT
RM CREDIT is a premier financial service provider prestigious for its super fast and easy loan process. Clients are impressed with the flexibility offered, such as longer repayment plans, even for first-time borrowers. Mr Lin, a standout staff member, is frequently praised for his kindness and exceptional customer service. His helpfulness and efficiency have earned RM CREDIT a reputation as one of the best and fastest loan providers, with favourable long instalment options and competitive interest rates. With a focus on building long-term relationships, RM CREDIT comes highly recommended for anyone in need of a reliable licensed moneylender in Singapore.
Customer Reviews:
mahaidah mahroon
All i can say is WOW!!!! seriously,super fast and easy to get the loan. Even though i first time been there,they willing to give me a longer repayment. To be honest,i will be their long term client. Thank u so much!!
Ng Way Seng
Been here a few times.. mr lin is very nice person. highly recommended if u need loan.
Jk Wong
Thank you Mr Lin for helping me. I’ve been to a few and this is the best and fastest so far. Long installments and good interest!
Website: https://rmcredit.com.sg/
Contact: 6235 5302
Location: 2 Havelock Rd, #01-17 Havelock 2 Mall, Singapore 059763
Opening Hours: Monday – Friday: 11 AM – 7:30 PM | Saturday: 11 AM – 6:30 PM | Closed on Sundays
8. JD Credit
JD Credit is recognised for its excellent service and efficiency in loan transactions. Cheryl and Lisa, esteemed loan officers, are praised for their outstanding service, understanding clients’ needs, and crafting beneficial repayment plans. New customers appreciate the friendly and helpful atmosphere during their first visit, making the loan process smooth and stress-free. Commended for its professional staff and quick service, JD Credit is a favoured choice for those seeking reliable licensed moneylender in Singapore. Whether for personal or urgent needs, JD Credit consistently delivers, earning strong recommendations from satisfied clients.
Customer Reviews:
Pk Chua
Both Cheryl and Lisa are very good loan officer who assist me on my loan previously with outstanding service and understanding that we need and provide a good repayment plan.
kelvin chan
Very smooth loan transaction. First time here and they are very friendly and helpful !!
ng david
Fast and efficient service with professional staff. Always my go to place if I ever need to take up a loan. Thanks! Recommended to people who is in need.
Website: https://jdcredit.com.sg/
Contact: 6292 7717
Location: 531 Upper Cross St, #01-38 Hong Lim Complex, Singapore 050531
Opening Hours: Monday – Friday: 11 AM – 7:30 PM | Saturday: 11 AM – 4:30 PM | Closed on Sundays
Conclusion
These licensed moneylenders in Singapore are esteemed for their exceptional customer service, efficient processes, and commitment to meeting clients’ financial needs. With friendly and knowledgeable staff, they offer quick approvals, clear communication, and tailored solutions. Customers appreciate their professionalism and the ease of navigating loan transactions, making them top choices for reliable lending services. Whether for urgent financial assistance or personalised loan plans, these licensed moneylenders in Singapore consistently deliver positive experiences and come highly recommended for anyone seeking trustworthy financial solutions in Singapore.